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Online Baccarat

Punto Banco is a term many players can see at Canadian online casinos without knowing what it is. It is another term for a popular casino game, Baccarat. As with various table games, some chance is involved but following a strategy increases winning odds. It’s an exciting yet easy-to-master game with high payouts. Unlike blackjack, where you aim to reach 21, you aim for 9. Understanding baccarat rules, how it works, odds and strategies are essential to get the most out of the enjoyable, lucrative game with a 98% average payout.

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The History of Baccarat

While it is a popular game in modern casinos, online Baccarat dates back to the 1400s with rumours indicating King Charles VIII created it. With its origins from Italian and French nobles, it is a classy and sophisticated game. While the rich played it throughout the decades it only made its way online in the 1980s. Many online platforms give you an opportunity to play free baccarat.
classic baccarat online game

What Do You Need to Know Before Playing Online Baccarat Canada?


online baccarat rules and strategies

  • You only get 2 cards to reach 9. Place bets either on a dealer or player to win.
  • Before you play, decide which way to bet to get 9 points with the 2 cards you were dealt.
  • You will get a 3rd card when your combined value of 2 cards is under 5.
  • You win when the combined total is 8 or 9.
  • You never count the tens digit. You never count the tens digit. For example, when you combine 2 cards (5 and 6) that will equal 11, you drop the tens and make a 1 hand value.
  • Another example – a 5 card plus another 5-number card = 10, but dropping the tens means your hand value is 0. Zero is a Baccarat.
  • Players stand when cards total from 6 up to 9. Only when it is less than 5, another card is given.
  • Once a player stands, the banker takes another card if the previous total is under 5

Best Baccarat Strategy:

You always aim to bet on a winning side and there is no rule that you must bet on the player’s hand and neither on the banker’s hand. It happens that no one wins and when it’s a tie, you are paid when you decide on a tie bet. The payouts for a tie are between 8:1 – 9:1. The reason why everyone tells you to bet on the banker is the house edge

  • Banker’s bet house edge is 1.05%
  • Tie bet’s house edge is 14% +
  • Player’s bet house edge is 1.24%
  • While you might consider a tie bet, don’t – choose a banker bet.

Basic Baccarat Tips:

Betting system of online baccarat gambling

Use betting systems like Paroli, Fibonacci and Martingale that use even-money betting. While it doesn’t change odds, it can produce more wins. The above-mentioned systems rely on adjusting bet sizes after losing and winning hands when you play baccarat online.

Bet the banker

The game gives 3 options of getting the best odds to claim victory. The lowest house edge is the banker. Even though casinos take 5% commission, it remains the most profitable option.

Do not bet on tie

Even if you are still learning how to play baccarat, make any bet except betting on tie. Expect a 14% + house edge on tie bets while players’ and banker house edges are low, ranging from 1.06% and 1.24%.

The average number of online baccarat games in TOP-15 casinos from our list

Online Baccarat VariationsQuantityAllowable Bets Amount% of Сasinos with Online Baccarat Games
Classic online Baccarat115-20074%
Live Dealer Baccarat280.1-5091%

Card Values

  • Aces1 point
  • Number cards from 2 – 9 – Face value
  • Picture cards: Queens, Kings, Jacks – 0 points


online baccarat bonusesCasinos with online baccarat games offer bonuses suitable to everyone. While most aim for slots with free spin bonuses on selective slots, specific bonuses are designed for the game. Promoting the popular card game is why free play bonus offers are given.

Live Baccarat Online Canada

online casinos with baccarat gamesLive baccarat allows players to make wagers while interacting with real dealers. You get an authentic experience without leaving your home. Virtual baccarat software is great but lacks the game’s core element which is a real person.

Via real-time video stream, online baccarat casino game features human bankers dealing the cards. Dealers are equipped with a microphone and headset to answer questions or make casual conversation. You don’t have to settle for a dealer, you can hand-pick from top casinos between women or men.

  • Sign up at your casino of choice
  • Deposit funds and proceed to live casino to choose baccarat
  • The dealer will hand you a card and one to the banker
  • Bet the game outcome and the last cards will be dealt.

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Online Baccarat types
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Live Baccarat

Live Baccarat

How to play baccarat online for real money in Canada?

Play games for real money via mobile or desktop. The popular game that Canadian players are familiar with is Punto Banco which is played with 8 decks of cards.

online baccarat sites

  1. King Billy Casino – You can play live baccarat games with varying limits. It is one of the only platforms that gives new baccarat members a welcome bonus. Make your first deposit and get a matching 150% bonus added to get an extra $300 to play. As an added bonus, a player gets no deposit and free spins after registration.
  2. Betway Casino – aside from a C$1500 bonus and a Canadian favourite, Betway is an established platform with licensing from UK and Malta. Software from Microgaming allows players to access it from mobile and desktop. Over 500 games include slots and table games with the classic card game, Baccarat as a top choice. Taking a break from online casinos, it is a superior sports betting platform as well.
  3. Casino.com – claim your share or the entire C$400 welcome bonus as well as 200 free spins plus 10% cashback at Casino.com. Options include daily jackpots, live casino offers, slots, card and table games. Top Canadian payment offers and currency while Baccarat can be played in single play or at the live casino as a multiplayer option.


🔎 Can I play online baccarat for free?
Yes, it is a good way to practice your strategy and enhance skills.
📌 Can I play mobile baccarat on my iPhone or Android phone with special apps?
You don’t need special apps to play mobile baccarat. It can be streamed live as software providers automatically optimize streaming to different device sizes and types. Different baccarat casino online providers may have apps but not specifically for baccarat only.
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